Myos - the first product-based financing for online merchants

Trade is fast, dynamic, and often unpredictable nowadays, especially when selling online. Working capital financing should therefore be based on the needs and pace of the online merchant, not the other way around. We developed Myos from an online retailer's perspective and have optimized it accordingly: Focus on products, no hidden costs, no personal risks, and full flexibility.

Asset-based finance to accelerate growth for online sellers.

Myos brings easy, flexible asset-based finance to small and medium-sized online sellers globally.

Our AI-driven scoring leverages the depth and breadth of data that became available with the rise of e-commerce platforms like Amazon and Google Shopping, allowing us to evaluate credit risk based on the sales potential of trading products. Taking only goods as collateral we can serve the long tail of nearly 99% of merchants, who severely struggle to raise working capital facilities from lenders relying on traditional trust-based credit models.